A Guide to Live Dealer Baccarat

Baccarat is a fast-paced and potentially profitable game. Playing live dealer Baccarat online is identical to playing the game in person at a brick-and-mortar casino since the odds are comparable and dealers control the cards, never employing RNG technology. Live dealer games work by streaming an official dealer or croupier in real time during a live table game using superior video streaming technology. Some players call it online webcam baccarat.

Online players can watch and interact with the dealer via live chat windows and a range of betting and gaming controls accessible via the user interface of the online casino. The gambler solely controls their bet in live Baccarat, and even in most types of conventional Baccarat, while the dealer controls the hand and cards given. In Baccarat, the player’s hit is determined solely by their wagering decision.

On registered and authorized offshore casino sites, Filipinos can surely play live dealer baccarat. Gambling regulations in the Philippines allow residents to gamble on licensed sites governed by a country other than the Philippines. However, according to the legislation, Filipinos are not permitted to gamble on Philippine-based platforms. As a result, offshore choices enable Philippine gamers to legally gamble on their favorite games, including live dealer baccarat.

The goal of baccarat is to have a hand that is as near to a total of nine as feasible. Aside from the end-goal amount, the game object is similar to blackjack with one significant difference: 10s and face cards are valued a total of zero. Players can wager on whether the dealer will win, if they will win, or if there will be a tie.

Here’s how to play live dealer baccarat step by step.

  • Must-Know Baccarat Rules
  • Aces are worth one point. 10s and face cards have no value. The rest of the cards are worth their face value.
  • Each hand consists of no more than three cards. There can be no fourth card dealt.
  • The best hand consists of two cards totaling nine. The second best hand is two cards totaling eight.
  • If the sum of your cards is in the double digits, you must remove the front digit. Cards totaling 15, for example, would reduce the player’s total to 5.
Here's how to play live dealer baccarat while keeping these crucial guidelines in mind.

Two Cards Are Dealt

Two hands will be dealt by the dealer. They will have one set of two cards, while the player will have the other set of two. If the cards sum up to an 8 or 9, the hand is deemed “natural,” and the hand is over.

Place Your Bets

This is the time in the game where bets can be placed on the dealer winning, the player winning, or a tie.

The Hand Plays Out

The player is the first to play their hand. If their total is 5 or fewer, they will be dealt one additional card. This is their final figure. If the player’s hand totals 6 or 7, the hand will stand. The dealer then plays, although it is reliant on what transpired with the player’s hand earlier. If the player had a total of 6 or 7, the dealer must follow the same rules moving forward.

If the player required a third card because their total was 5 or less, the dealer will do the following:

  • A third card will be dealt if the dealer’s hand is 2 or less.
  • A third card will be dealt if the dealer’s hand is a 3 (unless the player’s third card was an 8).
  • If the dealer’s hand is 4, the player’s third card is dealt if it was 2-7.
  • If the dealer’s hand is a 5, a third card is dealt if the player’s third card is between 4 and 7.

The Winner Is Revealed

The winning hand is the one that comes closest to a total of nine. Those who bet on the correct winner will receive 95% of their stake back. A tie results in the loss of all bets except the tie bet. The odds for a tie bet are 10 to 1.

There are some significant distinctions between playing live dealer baccarat and playing at a land-based casino. However, there are features that make these two formats more similar than people may believe!

Here are some of the similarities between playing baccarat online and at a land-based casino near you!

Similarities between Live Dealer Baccarat and Land-Based Casino Baccarat

Higher Limits:

Unlike online baccarat, playing at a live dealer casino or a land-based business will have higher operating costs and, as a result, require higher minimum wagers to participate. Land-based casinos typically have lower limits than live dealer tables because they are more cost effective, but anticipate to pay greater minimum bets.

Human Interaction:

Unlike online baccarat, which is handled by a computer, both methods of playing baccarat will entail the presence of a live dealer. Using a live table or visiting the nearby land-based casino provides considerably more of a human touch. Players can interact with the deal, making the game feel more communal.

All play is in real time:

People who play online baccarat can halt or put their game on hold whenever they like. This is not available in live dealer or land-based casinos. Players must be courteous of the dealer’s and other participants’ time by placing bets and making game movements on time. Live dealer games are legal and take place in real time. To remove any suspicions, many online dealer tables will broadcast that day’s news in the background to ensure the video is not pre-recorded.

Here are some of the key distinctions between playing live dealer baccarat and playing at a land-based casino table.

Differences between Land-based Casino Baccarat and Live dealer Baccarat

The Convenience:

Playing online live dealer baccarat for real money is far more convenient than playing in a physical business. Consider this. Live dealer tables can be accessed from the comfort of your own home or anywhere you happen to be at the moment. You don’t have to spend the time or petrol money to get to the baccarat table like you would in a real casino. You are not required to dress up, purchase beverages, or pay to enter. Live dealer tables provide all of the usual baccarat action, but at a lesser cost and with a lot more convenience.

The Privacy:

When you play baccarat in a real casino, you are surrounded by other players who share the same table with you. The dealer is certainly present, as are all the other individuals wandering about enjoying the casino’s amenities. Perhaps you dislike crowds or prefer to play baccarat without a lot of extra noise, agitation, and bustle. Playing from home is not only more comfortable and handy, but it is also far more private, allowing you some personal space and breathing room if necessary!


Like online baccarat, live dealer baccarat allows you to use money earned from bonuses and other promotional deals at online casinos. This is not possible in a land-based casino, but it is simple to do by using a top-rated online casino from our list of suggestions! Free cash bonuses are a wonderful approach to increase the amount of money in your account and optimize your potential.

Mini Baccarat

This variant of the popular game is notable for having a reduced stakes limit, making it an ideal choice for players who do not want to risk a lot of money or are on a tight budget. The tempo is substantially faster than in traditional baccarat, although the same eight conventional decks and betting possibilities are used.

European Baccarat

The most noticeable difference is the player’s option to stand or draw when their hand total is five. In traditional baccarat, a player must draw an additional card if their hand totals five, but in this variation, the player can stand if they like. The banker in European Baccarat has the choice of drawing another card or not.

Punto Banco

This variation uses six ordinary decks of 52 cards rather than eight, and the betting options are the same as in traditional baccarat. This is a popular form of the original game that many consider to be the most similar and one of the most popular to play for real money at live dealer baccarat online casinos.

3 Basic Live Dealer Baccarat Tips and Strategies

1. Bet on the Banker

It is mathematically to your benefit to make your bets on the dealer winning. The house edge on these bets hovers around 1.05%. The odds of a player winning the hand are roughly 1.25%. The worst bets at the venue are “natural” hands or a tie. The house edge might range between 10% and 14%! It is always in your best interest to back the banker.

2. Make use of a betting spread.

This is the concept of betting low when the house advantage is high and high when the house advantage is low. By lowering the house advantage, you will boost your odds of winning. The smallest bets are always the table minimum, while the optimal maximum wagers are typically 10 times the smallest bet put.

3. Counting Cards

When you count cards, you can determine the likelihood of rewards. Because the dealer cannot see you when playing live dealer baccarat, these are great conditions for using this method. The better the payment, the larger the count. The reward decreases as the count decreases. The goal of card counting during live dealer baccarat is to understand when to place high and low bet amounts.

  • If a 10, J, Q, or K is dealt, add one to the count.
  • If an ace, 2, or 3 is dealt, add two to the count.
  • If a 4 or 6 is dealt, add five to the count.
  • With every 8, subtract one from the count.
  • With 5, 7, and 8 card values, subtract three from the count.


This article serves as an indispensable resource for both novice and experienced players seeking to delve into the world of this captivating casino game. The guide provides a comprehensive overview of the rules, strategies, and intricacies of live dealer baccarat, equipping readers with the knowledge necessary to navigate the game with confidence.

Through the guide, readers gain valuable insights into the evolution of live dealer baccarat and its growing popularity in online casinos. They discover the allure of its immersive experience, which successfully blends tradition with cutting-edge technology. Moreover, the guide explores the impact of online casinos on the game, highlighting how advancements in technology have transformed the gaming landscape and provided players with unparalleled convenience and accessibility.